From your first pre-approval conversation to closing day, Rudy Flores, alongside Jeff McKelvey, walks first-time buyers through every step — no jargon, no pressure.
Every buyer's path looks a little different — here's where most people start.
Knowing your budget before you start touring homes makes everything else easier.
Many first-time buyers qualify for loan programs with a much smaller down payment.
There are assistance programs for qualifying first-time buyers — Rudy can help you find out what you might qualify for.
A good inspection protects you — Rudy makes sure you understand exactly what you're buying.
Personal Real Estate Liaison, Coldwell Banker West
Rudy Flores enjoys helping first-time buyers get their footing in the San Diego market — explaining each step clearly, connecting you with trusted lenders, and drawing on the Patti & Jeff McKelvey Team's 40 years of local experience to make sure you feel confident (not overwhelmed) by the time you get the keys.
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General information only, not financial advice. Loan programs and down payment assistance vary by lender and change over time — Rudy can connect you with a lender to confirm what you currently qualify for.