| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
SAN DIEGO FIRST-TIME HOMEBUYER
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Buyer Closing Cost Estimator

Plan your cash to close: realistic low and high ranges for lender fees, title and escrow, inspections, and prepaid taxes and insurance.

HOME TOOLS · OCTOBER 2026

Know your total cash need before you write an offer. These ranges reflect typical California purchases.

On a purchase near $931K in San Diego County, buyer closing costs of roughly 2% to 3% of the price would come to about $18,616 to $27,924, on top of the down payment.

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Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Your lender's Loan Estimate and your escrow officer provide exact numbers. Nothing here is a loan offer, a rate quote, tax or legal advice. Rates shown come from public data and change often.

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